May 15, 2026

The CDFI Gateway Program

"We are not building this for the field. We are building it with the field." Mũthoni Kiarie, Co-founder and Executive Director, Zult Impact

Protocol Research Framework

Of the Field, With the Field

 

We are building shared infrastructure, available to the whole field, that solves the capital recycling problem at the root.

 

For more than fifty years, community lenders have funded entrepreneurs with a thin file, stood with neighborhoods that big banks left behind, and built communities one loan at a time. The constraint has never been willingness. It has been the structure around them.

We built Zult Impact to change that structure, starting with the CDFI Gateway program.

Meet Maria.
The kind of entrepreneur every community lender wants to say yes to.

Foundation

More on the foundation of the CDFI Gateway program: The Loan Loss Reserve

The foundation of the CDFI Gateway program, how it works and why it matters for community lenders and the entrepreneurs they serve.


Learn More →

First Project

Loan Loss Reserve

Supported by
Mastercard Strive USA

Mastercard Strive USA is backing this work.


Explore the Loan Loss Reserve →